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All services and information available via www.fondsdesjardins.com are covered notably by the terms and conditions described below. By using this site, you agree to abide by these terms and conditions.
The Fédération des caisses Desjardins du Québec reserves the right to change the terms and conditions at any time without advance notice. In such cases, Desjardins may post change notices directly on the site or may insert links to such change notices.
Users from other countries
The present site is governed by the laws of the Province of Québec and is subject to their interpretation. Any dispute, difference or other claims resulting from the use of, or arising in connection with, this site, must be submitted and subjected to the jurisdiction of the courts of the Province of Québec. Consequently, the courts of the Province of Québec have the exclusive jurisdiction in matters relating to any prosecution, action or proceedings resulting from the use of, or arising in connection with, this site.
The information contained herein and relating to Desjardins’ products and services is intended for use in Canada only, in the provinces where these products and services may be legally offered in view of their use or sale, and is not provided in view of their use and sale in areas where they are prohibited by law.
Important notice
Be consulting the website fondsdesjardins.com, you agree to abide by the rules below.
Privacy
As Internet security and confidentiality cannot be fully guaranteed, the Fédération des caisses Desjardins du Québec does not ensure the authenticity or privacy of information transmitted via the Internet. Consequently, the Fédération des caisses Desjardins du Québec will not be liable for any incident that may occur as a result of your transmitting information to us or your asking us to send information to you.
1. Description of services
The Fédération des caisses Desjardins du Québec currently provides users with a wide selection of products and services available through its service network (collectively referred to herein as "the Service").
Unless otherwise specified, any new feature that enhances or augments one or more existing services, or any new service launched by the Fédération des caisses Desjardins du Québec, will be subject to the Terms of Use in effect for this site.
2. Restrictions on use of content
It is prohibited to reproduce by any means whatsoever the information, data, text, and other materials (collectively referred to herein as "Content") included in the Service.
More specifically, it is prohibited to:
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forge headers or otherwise manipulate content transmitted through the Service;
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upload, post, e-mail, transmit or otherwise make available any Content that contains computer viruses or other computer codes, files or programs designed to interrupt, destroy or limit the functionality of namely, but not restrictively, any software, computer, application or telecommunications equipment;
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interfere with, disrupt, or make abusive use of the Service, the servers or the networks connected to the Service, or refuse to comply with any requirements, procedures, general regulations or regulatory provisions applicable to networks connected to the Service;
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infringe, whether intentionally or not, any existing national or international laws or regulations, or notably but not restrictively, any regulations adopted by the Autorité des marchés financiers (AMF), the Montreal and Toronto stock exchanges, FTSE, NIKKEI, Dow Jones and Nasdaq, or any other rules or regulations with force of law;
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sell, resell or operate on any commercial basis whatsoever any portion of the Service or any use of the Service or any access privileges associated with the Service.
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3. Links to other Web sites
The Service or third parties may provide or include links to other Web sites or other Internet sources. Since it has no control over these outside sites and sources, the Fédération des caisses Desjardins du Québec will not be held responsible for their availability, nor can it assume any responsibility for the content, links, advertising, products, services or other materials made available by or through such external sites or sources. Furthermore, the Fédération des caisses Desjardins du Québec will not be held liable for any loss or damage, caused or alleged to be caused by, or arising in connection with, the use of or reliance on Content, products and services made available on these outside sites or sources.
Consequently, it is up to you to exercise discretion in your use of such Content. Likewise, you are responsible for assuming all inherent risks, particularly when you rely on the timeliness, usefulness or completeness of the content made available on or through the sites or sources referred to by the Service.
4. Financial information from various sources
Stock quotes, investment fund values, exchange rates, interest rates, and other similar financial data posted on www.fondsdesjardins.com are provided for your information only. This information originates from a variety of sources and is updated on a regular basis. Consequently, the Fédération des caisses Desjardins du Québec, along with its managers, employees and agents can in no event be held responsible for the consequences of any inaccurate information or for any damage sustained as a result of the use of such information.
5. Statement on issues of a financial nature
The Service is provided to you for information purposes only. Therefore, content disseminated within the Service is not intended to be used in conducting transactions or making investment decisions. The Fédération des caisses Desjardins du Québec will not be held liable for the Content or the accuracy of all or part of the information transmitted through the Service. Likewise, Desjardins will not be held responsible for investment orders or decisions based on such information.
6. The Fédération des caisses Desjardins du Québec and intellectual property
The Service and any software or applications used in connection with the Service (referred to herein as "Software and Applications") may contain confidential information protected by existing intellectual property laws or other legislation.
The Content and information made available to you as part of the Service is protected by the laws governing copyright, trademarks and patents, and by any other rights set forth in existing legislation.
Unless expressly authorized by the Fédération des caisses Desjardins du Québec, it is therefore prohibited:
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to copy, alter, rent, borrow, sell, distribute, or create derivative works based in whole or in part on the Service or on the Software and Applications;
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to reverse the design or assembly, or otherwise attempt to locate the source code (except as provided for by law), or to sell, assign, sub-license or transfer in any way the rights attached to the Software and Applications;
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to modify the Software and Applications in any way or to use modified versions of the Software and Applications in order to namely, but not restrictively, gain unauthorized access to the Service;
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to access the Service by any means other than the interface provided to you for this purpose by the Fédération des caisses Desjardins du Québec.
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7. Warranties
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The Service is provided to you and is accessible to you based on its availability. The Fédération des caisses Desjardins du Québec offers no warranties, either express or implied, including, but not restrictively, warranties as to the quality of the Service or its fitness for a particular purpose, or as to the non-infringement by users of the Service's Terms of Use.
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More specifically, Desjardins does not warrant that:
(i) the Service will operate without interruption or error or in a secure and timely manner;
(ii) results obtained by using the Service will be accurate and reliable;
(iii) the quality of any product, service, information or other materials purchased or obtained by you within the Service will meet your expectations;
(iv) defects in the Software and Applications, if any, will be rectified.
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You alone will be responsible for any damage sustained by your computer or any loss of data resulting when downloading material;
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No advice or information, whether oral or written, obtained by you from the Fédération des caisses Desjardins du Québec or in the course of using the Service may be construed as creating any warranty not expressly stipulated in the site's Terms of Use.
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8. Limitation of liability
To the fullest extent possible pursuant to applicable laws and regulations, the Fédération des caisses Desjardins du Québec will in no way be held liable for any direct or indirect damage, including, but not restrictively, the loss of profits, customers or data, or other loss of intangible assets, even if the Fédération des caisses Desjardins du Québec has been notified regarding the possibility that such damage may arise:
(i) from the use or inability to use the Service;
(ii) following unauthorized access to the Service by a user or following a change in your transmission or your database;
(iii) from the actions or conduct of a third party in the course of using the Service.
9. Trademarks
All the information contained in this website is protected by the laws governing copyright. The users of this site may copy the content for their personal use, but none has the right to redistribute, reproduce, republish, save in any format, retransmit, or alter the information contained herein for commercial purposes, without the prior authorization of Desjardins, or to make public use of this information without mentioning the source.
All logos and trademarks (including certain names, words, titles, drawings, illustrations and icons) that appear on the pages of this website are registered trademarks of Desjardins or of a third party*. Any use of these marks is strictly prohibited without the prior written authorization of the owner. Unauthorized downloading, retransmission, copying or modification of the content or trademarks on this site may constitute an infraction of federal laws or other applicable legislation on copyright and trademarks, and the person who commits such an infraction may be the subject of legal proceedings.
*VISA is a registered trademark of Visa International Inc.
10. Miscellaneous
The Service’s Terms of Use represent the entire agreement between the Fédération des caisses Desjardins du Québec and the Service user with regard to use of the Service, and they supersede any prior agreement between you and the Fédération des caisses Desjardins du Québec concerning use of the Service. You may also be subject to additional Terms of Use specific to certain services, third party content and third party software that will be disclosed to you once you access such services, content or software. The failure by the Fédération des caisses Desjardins du Québec to exercise any rights conferred upon it by virtue of the Terms of Use in no way constitutes a waiver of such rights. Should any provision of these Terms of Use be judged to be invalid by the decision of a court, all other provisions will remain in effect and continue to apply. The section titles in the Terms of Use are provided for information purposes only.
In addition, the use of some services offered by the Fédération des caisses Desjardins du Québec may require compliance with additional or specific rules, conditions, provisions or guidelines that will be set forth in a separate agreement. Such rules and guidelines will be considered an integral part of these Terms of Use. In the event of any confusion between the Terms of Use and the separate agreement, the latter will prevail.
10. Firewall
Access to Desjardins’ various websites is controlled by a firewall. This security device filters the requests for access to a Web site so as to neutralize any attempt to illegally penetrate the site.
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