Make Regular Investments

No one can predict what the financial markets will do. Fluctuations occur daily after economic indicators are released, political events take place, or companies are acquired. That’s why, as an investor, you shouldn’t try to time the market, or find the right moment to invest. What’s important is getting into the market early, adding money to your portfolio regularly, and remaining in the market even when there are downturns—you’ve got to stay the course with your long-term strategy.

Periodic Investment Plan: A Strategy That Pays Off

The best way to become a disciplined saver is to pre-arrange periodic investments. Arranged to suit your lifestyle, a periodic investment plan can make it easier to put money away for your big goals or to grow your retirement nest egg.

Investing amounts on a regular basis as part of your long-term strategy remains one of the best ways to:

• Smooth out the effects of financial market fluctuations. Regular investing lets you buy shares at different price points, based on market conditions. You therefore benefit from better average purchase prices and, at the same time, from higher potential returns.
  
• Gradually accumulate money at your own pace, without impacting your day-to-day life
• Have access to greater flexibility and adaptability. You can modify the amount or timing of your investments, or even suspend them if necessary.
  
• Avoid letting your emotions take over, pressuring you into hasty decisions in response to world news or events.
  

Even modest amounts, invested regularly, can add up to significant results. Ask your adviser to provide a personalized projection showing what you could accumulate through periodic investment contributions.

The market’s heading down? Stay the course!