Balanced Funds

Desjardins Québec Balanced Fund

Investment Objective

The objective of the Desjardins Québec Balanced Fund is to provide unitholders with moderate income and long-term capital growth. To do so, the portfolio manager invests in bonds issued by the government, municipalities, and public and broader public sector organizations in Québec as well as Québec corporate securities.

Investment Strategies

Weighting of each asset class based on market forecasts and potential
Active management of each asset class:

Québec bonds: management of credit duration and risk based on market forecasts
Québec securities: selection of reasonably-priced corporate securities whose expected returns present higher than average growth potential in their respective sectors and whose headquarters and principal decision-making centre are located in Québec

What Are the Main Risks of Investing in this Fund?

Risks are related to the issuer, the market, interest rates, credit, small companies, and the concentration and erosion of capital (T-Class units only).

Who Should Invest in this Fund?

The Desjardins Québec Balanced Fund is intended for investors who

Have low to moderate risk tolerance
Seek investments providing moderate income and long-term capital growth
Wish to promote the growth of Québec companies
Wish to earn additional income providing tax benefits offered by T-Class units

Portfolio Manager

Fiera Capital

Fund Information
Type of fund	Balanced fund
Inception	A-Class units: June 20, 1997 T-Class units: December 16, 2002
Eligibility	A-Class units are 100% eligible for RRSPs, TFSAs, LIRAs, RRIFs, LIFS, group RRSPs, DPSPs, Desjardins SIPPs, and RESPs. T-Class units are not eligible for registered plans.
Management expense ratio	2.19%
Income distribution frequency	- Quarterly (A-Class units) - Monthly (T-Class units)
Capital gains distribution frequency	- Annual (A-Class units) - Monthly (T-Class units)

Find out more

How to get this service
Online	AccèsD allows you to acquire shares in a Desjardins Funds that you already hold (Desjardins Funds existing accounts).

By phone (Members)	Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)

At the caisse	Make an appointment with a caisse advisor: online by phone