Balanced Funds

Desjardins Dividend Income Fund

Investment Objective

The objective of the Desjardins Dividend Income Fund is to provide a high level of income, mostly in the form of dividends, and, to a lesser degree, long-term capital growth. To do so, portfolio managers invest mainly in Canadian securities and, to a lesser extent, in foreign income-producing securities.

Investment Strategies

Weighting of each asset class based on market forecasts and potential
Investment in income-producing securities (equity securities that generate dividends, government and corporate bonds, income trust and other securities, mainly from Canadian issuers)
Possibility of investing up to 30% in foreign securities considered to be undervalued and with at least US$10 billion in stock market capital at the time of the investment

What Are the Main Risks of Investing in this Fund?

Risks are related to the issuer, the market, interest rates, credit, foreign securities, currencies, and erosion of capital (T-Class units only).

Who Should Invest in this Fund?

The Desjardins Dividend Income Fund is intended for investors who

Have low to moderate risk tolerance
Seek investments that provide high dividend income and long-term capital growth
Wish to earn additional income providing tax benefits offered by T-Class units

Portfolio Managers

Fiera Sceptre
Aberdeen Asset Management Inc. (for foreign securities)

Fund Information
Type of fund	Balanced fund
Inception	A-Class units: January 1,1994 T-Class units: December 16, 2002
Type of securities	A and T-Class units
Eligibility	A-Class units are 100% eligible for RRSPs, TFSAs, LIRAs, RRIFs, LIFS, group RRSPs, DPSPs, Desjardins SIPPs, and RESPS. T- class units are not eligible for registered plans.
Management expense ratio	2.05%
Income distribution frequency	- Quarterly (A-Class units) - Monthly (T-Class units)
Capital gains distribution frequency	- Annual (A-Class units) - Monthly (T-Class units)

Find out more

How to get this service
Online	AccèsD allows you to acquire shares in a Desjardins Funds that you already hold (Desjardins Funds existing accounts).

By phone (Members)	Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)

At the caisse	Make an appointment with a caisse advisor: online by phone