Specialty Funds

Desjardins Completion Investments Fund

Investment Objective

The objective of the Desjardins Completion Investments Fund is to provide its unitholders with both income and long-term capital growth. To do so, portfolio managers invest mainly in fixed-income securities and income-oriented equity securities of issuers located throughout the world.

Investment Strategies

Weighting of each asset class in the portfolio based on market forecasts
Active management of bonds indexed to inflation

Strict management of the geographic allocation of securities
Strict management of the portfolio’s sensitivity to interest rate fluctuations

Active management of global real estate securities (companies and investment trusts) to identify the regions, countries, sectors, and corporations whose real estate fundamentals are undervalued or overvalued in relation to the market
Index portfolio management of infrastructure securities using a quantitative approach that analyzes world markets to provide returns similar to those of a recognized global infrastructure equity market index
Active management of global high-yield bonds to generate higher returns while reducing volatility. To achieve this, portfolio managers use a bottom-up approach to selecting securities that are listed below their true intrinsic value but exhibit good potential for improvement

What are the Main Risks of Investing in This Fund?

Risks are related to interest rates, foreign securities, currencies, class units, specialized markets, and income trusts.

Who Should Invest in This Fund?

The Desjardins Completion Investments Fund is designed for investors who

Have low to moderate risk tolerance
Are seeking investments that generate income and long-term capital growth
Wish to benefit from enhanced diversification provided by asset classes that complement those in a portfolio composed of conventional asset classes
Wish to earn additional income providing tax benefits offered by T-Class units

Portfolio Managers

HSBC Global Asset Management
Desjardins Global Asset Management (DGAM)

Fund Information
Type of fund	Specialized fund
Inception	A-Class units: January 12, 2004 T-Class units: December 1, 2004
Eligibility	A-Class units are 100% eligible for RRSPs, TFSAs, LIRAs, RRIFs, LIFS, group RRSPs, DPSPs, Desjardins SIPPs, and RESPs. T- Class units are not eligible for registered plans.
Management expense ratio	2.45%
Income distribution frequency	- Quarterly (A-Class units) - Monthly (T-Class units)
Capital gains distribution frequency	- Annual (A-Class units) - Annual (T-Class units)

Find out more

How to get this service
Online	AccèsD allows you to acquire shares in a Desjardins Funds that you already hold (Desjardins Funds existing accounts).

By phone (Members)	Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)

At the caisse	Make an appointment with a caisse advisor: online by phone