Diapason and Diapason-Equity Portfolios

An Investing Solution That Will Make Your Life Easier

Diversification is the golden rule when it comes to investing. But since it involves buying a variety of financial products, it can be a complex and tedious exercise. Fortunately, Diapason Portfolios provide THE solution: a diverse, well-balanced investment in a single transaction.

Characteristics
Initial investment	- $1,000 or more OR - periodic investments of $25 minimum per installment for an annual total of $1,000 or more
Eligibility	- Registered accounts (RRSPs, RRIFs, LIRAs, LIFs) - Non-registered accounts - TFSAs
Asset classes	- Fixed-income securities - Stocks - Specialized investments
Management style	- Diverse management styles both for stocks and fixed-income securities
Rebalancing	- Automatic - Regular

Advantages of Diapason Portfolios

• Optimal diversification in a single transaction
• Always aligned with your investment objectives and your investor profile thanks to regular rebalancing
• Unrestricted access to your money at all times
• Easy transfer of invested amounts with limited tax consequences when you retire
• The expertise of respected managers

Family of Diapason Portfolios

Ten pre-designed Diapason Portfolios consisting of Desjardins Funds, four of which are 100% invested in equity funds, selected for their complementarity and potential return.

Designed to correspond to different investor profiles, these portfolios are listed below by level of risk tolerance, from most conservative to most dynamic.

	Diapason Secure Market Portfolio Focuses on capital protection
	Diapason Balanced Income Portfolio Aims to produce steady income as well as limited capital growth
	Diapason Balanced Growth Portfolio Strikes a healthy balance between fixed-income securities and stocks
	Diapason Growth Portfolio Ensures enhanced protection against capital erosion via a portfolio of stocks
	Diapason High Growth Portfolio Capitalizes on growth in Canadian and international stock markets
	Diapason Maximum Growth Portfolio Aims for optimal long-term capital growth

Diapason 100% Equity Portfolios
For investors with moderate risk tolerance

	Diapason Growth Style Portfolio Aims to generate returns higher than the inflation rate while ensuring long-term capital growth
	Diapason Value Style Portfolio Aims to protect you against cost-of-living increases
	Diapason Large Corporations Portfolio Aims to generate long-term capital growth and offset inflation
	Diapason Small-to-Large Corporations Portfolio Protects against capital erosion due to inflation

Investment Approach

Your Desjardins advisor:

• Determines your investor profile with you
• Guides you in choosing the portfolio that’s right for you
• Follows up with you on your investment strategy to ensure it continues to meet your needs

To determine your investor profile and choose the best portfolio for you, talk to a Desjardins advisor.