SocieTerra Portfolios

Money Working for You and Your Convictions

Socially responsible investment (SRI) funds select businesses based on a financial analysis as well as according to environmental, social, and governance (ESG) criteria.


A unique selection based on a solid partnership with NEI Investments.

A pioneer in socially responsible investing with the Desjardins Environment Fund, Desjardins again leads the way with SocieTerra portfolios, the first SRI solution in Québec.


Investment that leads to action

Your investment in a SocieTerra portfolio helps advance companies’ environmental, social, and governance practices.

Characteristics
Initial investment	- $500 or more OR - periodic investments of $25 minimum per installment for an annual total of $1,000 or more
Eligibility	- Registered accounts (RRSPs, RRIFs, LIRAs, LIFs) - Non-registered accounts - TFSAs
Asset classes	- Fixed-income securities - Stocks
Management style	- Diverse management styles both for stocks and fixed-income securities
Rebalancing	- Automatic - Regular

Advantages of SocieTerra portfolios

• Optimal diversification of your assets based on your risk tolerance
• Always aligned with your investment goals and investor profile thanks to regular rebalancing
• Unrestricted access to your money at all times
• A targeted investment in businesses that actively manage the environmental and social impact of their operations while demonstrating sound management practices
• Concrete results for your portfolio and society as a whole
• Easy transfer of invested amounts when you retire, with limited non-RRSP tax consequences
• The expertise of respected SRI managers

Family of SocieTerra Portfolios

Our four pre-designed SocieTerra portfolios are tailored to correspond to different investor profiles. They consist of the Desjardins Environment Fund and a selection of Ethical Funds (the SRI funds of NEI Investments) chosen for their complementarity and potential return. They are listed below by level of risk tolerance, from most conservative to most dynamic.

	SocieTerra Secure Market Portfolio Focuses on providing income as well as a moderate level of long-term capital appreciation
	SocieTerra Balanced Portfolio Focuses on achieving a balance between long-term capital appreciation and income
	SocieTerra Growth Portfolio Focuses on providing income and long-term capital growth
	SocieTerra Growth Plus Portfolio Focuses primarily on providing long-term capital appreciation

Investment Approach

Your Desjardins advisor:

• Determines your investor profile with you
• Guides you in choosing the portfolio that’s right for you
• Follows up with you on your investment strategy to ensure it continues to meet your needs

To determine your investor profile and choose the best portfolio for you, talk to a Desjardins advisor.

How to get this service
Online	AccèsD allows you to acquire shares in a Desjardins Funds that you already hold (Desjardins Funds existing accounts).
By phone (Members)	Montreal area: 514-522-2373 Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
At the caisse	Make an appointment with a caisse advisor: online by phone