Registered Education Savings Plan

Features of the Desjardins Funds RESP

Investment options

• Desjardins Funds
  
• Diapason Portfolios
  
• SocieTerra Portfolios
  
• Guaranteed Investment Certificate (GIC)

Maximum contribution

$50,000 per beneficiary for the life of the plan


Amount and frequency of contributions

• Up to you
• Can be changed at any time
• Frequency options: weekly, biweekly, or monthly

Designating a beneficiary and transferring funds

• Designate a new beneficiary at any time, including yourself, if you decide to go back to school. 1
  
• Transfer the earnings from your RESP to your RRSP if the beneficiary decides not to pursue postsecondary studies. 1
  

How much will the child’s education cost?
Postsecondary education cost analysis