Discover Desjardins Structured Notes

Think even bigger for your clients' portfolios

Think outside the box with Desjardins Structured Notes

Fine tune your clients’ portfolios with innovative, distinctive investment solutions not tipically found in traditional portfolios.

Offer your clients Desjardins Structured Notes, a smart way to diversify and meet a variety of needs.

A range of possibilities

Principal protected notes (PPNs)

  • Attractive market-linked return potential
  • Principal 100% guaranteed at maturity
See our current PPN issues

Non-principal protected notes (NPPNs)

  • Enhanced market-linked return potential
  • A range of contingent principal protection levels at maturity
See our current NPPN issues

Notes designed to provide income payments may also be available.

Can’t find what you’re looking for? Opt for a customized solution!

Customized notes

Work with our specialists to structure your own note and:

  • Meet your clients' specific needs and requirements
  • Choose from among a wide range of customizable features, including ESG criteria
  • Benefit from our team’s proximity commitment

For more information, please contact your regional sales director

Canada's leader in structured products

Our seasoned team has over 25 years of experience developing structured products, a category that includes structured notes.

  • Best House, Protection Capital Award

    By SRP Americas Awards1 in 2023

  • Best House, Canada Award

    By SRP Americas Awards1 in 2023

These awards include Desjardins Market-Linked Guaranteed Investments and Desjardins Structured Notes.

Learn more about our awards

See all our current issues

Want to speak to a regional sales director about our investment solutions?

  1. SRP. "SRP Americas Awards 2023: all the winners!" SRP News. [cited September 19, 2023].
    Desjardins notably earned the Best House, Protection Capital award and Best House, Canada award at the 12th Structured Retail Products (SRP) Americas Awards. Learn more about all awards won here.
  2. Investor Economics. Retail Brokage and Distribution Report - Canada. Strategic Insight: SI Research, Spring 2022. August 2022. [cited November 29, 2022].

Principal protected notes may not be suitable for all investors. Important information is contained in the information statement and oral disclosure document for each principal protected note. Documents regarding note issues are provided on the summary page for each issue. Before purchasing investments, investors should read these documents carefully and discuss the investment's suitability with their investment advisor or dealer representative. The notes can only be purchased in the Canadian jurisdictions where they are legally distributed, and only from people who are registered and authorized to sell them. Investments in these notes carry certain risks. Returns on notes are determined by the change in value of the underlying assets over the course of the term. There may be no return payable to the investor. Returns cannot be determined before maturity and past performance is not indicative of future returns. Some notes may be subject to caps, participation rates or other limits affecting returns. For principal protected notes, the full principal amount is only repaid at maturity.

Non-principal protected notes may not be suitable for all investors. Important information is contained in the base shelf prospectus, prospectus supplement and pricing supplement for each non-principal protected note. Before purchasing investments, investors should read these documents carefully and discuss the investment's suitability with their investment advisor or dealer representative. The notes can only be purchased in the Canadian jurisdictions where they are legally distributed, and only from people who are registered and authorized to sell them. Investments in these notes carry certain risks. Repayment of the full principal amount is not guaranteed and depends on the performance of the reference portfolio. You could lose part or virtually all of your initial investment. Returns on notes are determined by the change in value of the underlying assets over the course of the term. There may be no return payable to the investor. Returns cannot be determined before maturity and past performance is not indicative of future returns. Some notes may be subject to caps, thresholds, participation rates or other features affecting returns.

Neither principal protected notes nor non-principal protected notes are considered insured deposits under Quebec's Deposit Institutions and Deposit Protection Act, the Canada Deposit Insurance Corporation Act, or any other deposit insurance plan.

The documents on this website are provided for information purposes only and do not in any way constitute a recommendation, solicitation or offer of any kind with respect to the purchase of notes.

Desjardins®, trademarks containing the word Desjardins, and related logos are trademarks of the Fédération des caisses Desjardins du Québec and are used under licence.