FundGrade A+^® is used with permission from Fundata Canada Inc., all rights reserved. The annual FundGrade A+^® Awards are presented by Fundata Canada Inc. to recognize the “best of the best” among Canadian investment funds. The FundGrade A+^® calculation is supplemental to the monthly FundGrade ratings and is calculated at the end of each calendar year. The FundGrade rating system evaluates funds based on their risk-adjusted performance, measured by Sharpe Ratio, Sortino Ratio, and Information Ratio. The score for each ratio is calculated individually, covering all time periods from 2 to 10 years. The scores are then weighted equally in calculating a monthly FundGrade. The top 10% of funds earn an A Grade; the next 20% of funds earn a B Grade; the next 40% of funds earn a C Grade; the next 20% of funds receive a D Grade; and the lowest 10% of funds receive an E Grade. To be eligible, a fund must have received a FundGrade rating every month in the previous year. The FundGrade A+^® uses a GPA-style calculation, where each monthly FundGrade from “A” to “E” receives a score from 4 to 0, respectively. A fund’s average score for the year determines its GPA. Any fund with a GPA of 3.5 or greater is awarded a FundGrade A+^® Award. For more information, see www.FundGradeAwards.com. Although Fundata makes every effort to ensure the accuracy and reliability of the data contained herein, the accuracy is not guaranteed by Fundata.

The Desjardins Floating Rate Income Fund received the A+ Grade in the Multi-Sector Fixed Income, out of a total of 139 funds competing in this category as defined by the Canadian Investment Funds Standards Committee (CIFSC), a Canadian independent organisation from Fundata. The DFS GIF - International Equity – MFS received the A+ Grade in the International Equity category, out of a total of 318 funds competing in this category as defined by the CIFSC. The DFS GIF – Maximum Growth received the A+ Grade in the Global Equity Balanced category, out of a total of 797 funds competing in this category as defined by the CIFSC. The Desjardins RI Canada Multifactor – Net-Zero Emissions Pathway ETF (DRFC) received the A+ Grade in the Canadian Equity category, out of a total of 360 funds competing in this category as defined by the CIFSC. The Desjardins RI Emerging Markets Multifactor – Net-Zero Emissions Pathway ETF (DRFE) received the A+ Grade in the Emerging Markets Equity category, out of a total of 146 funds competing in this category as defined by the CIFSC. This grade is attributed for the period from January 1, 2023 to December 31, 2023.

The Desjardins Funds are not guaranteed, their value fluctuates frequently, and their past performance is not indicative of their future returns. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. The indicated rates of return are the historical annual compounded total returns, including changes in unit value and reinvestment of all distributions and do not consider sales, redemption, distribution or other optional charges, or income taxes payable by any security holder, that would have reduced returns. The Desjardins Funds are offered by registered dealers.

DFS Guaranteed Investment Funds are established by Desjardins Financial Security Life Assurance Company. Helios and DFS Guaranteed Investment Funds are registered trademarks of Desjardins Financial Security Life Assurance Company. DESJARDINS INSURANCE refers to Desjardins Financial Security Life Assurance Company. DESJARDINS, DESJARDINS INSURANCE and related trademarks are trademarks of the Fédération des caisses Desjardins du Québec used under license.

Desjardins Exchange Traded Funds (ETF) are not guaranteed, their value fluctuates frequently, and their past performance is not indicative of their future returns. Commissions, management fees and expenses may all be associated with mutual fund investments. The indicated rates of return are the historical annual compounded total returns, including changes in securities value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. Please read the prospectus before investing. The Desjardins ETF are offered by registered dealers.

Desjardins^®, all trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec,used under licence.

About the LSEG Lipper Fund Awards
The LSEG Lipper Fund Awards, held annually, highlight funds and fund companies that have excelled in delivering consistently strong risk-adjusted returns relative to their peers. The LSEG Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 36-, 60- and 120-month periods. The top 20% of funds in each classification are named Lipper Leaders for Consistent Return and receive a rating of 5; the next 20% receive a rating of 4; the middle 20% are rated 3; the next 20% are rated 2; and the lowest 20% are rated 1. The fund with the highest Lipper Leader for Consistent Return (Effective Return) value in each eligible classification per award universe wins the Refinitiv Lipper Fund Award. Lipper Leader ratings are subject to change every month. For more information, see www.lipperfundawards.com. Although LSEG Lipper makes reasonable efforts to ensure the accuracy and reliability of the data contained herein, the accuracy is not guaranteed by LSEG Lipper. LSEG Lipper Fund Awards, ©2023 LSEG. All rights reserved. Used under license. Data for the LSEG Lipper Fund Awards is aggregated until the end of July of any given year and results are published in November of that year.

The returns posted by the Desjardins Sustainable Cleantech Fund (Series F) for the period ended October 31, 2023 are as follows: 5.57% (1 year), 3.67% (3 years), 7.16% (5 years), N/A (10 years), 8.80% (since its inception on June 14, 2016). The corresponding Lipper Leader for Consistent Return ratings of the Fund for that same period are as follows: N/A (1 year), 5 (3 years), 5 (5 years) and N/A (10 years). The Lipper Leader for Consistent Return ratings of the fund for the period ended July 31, 2023 are as follows: N/A (1 year), 5 (3 years), 4 (5 years) and N/A (10 years). The Fund stands out from a total of 25 of its peers by receiving an award in the ‘’Global Small/Mid Cap Equity Fund’’ category for the 5-year period.

The returns posted by the Desjardins Overseas Equity Fund (Series F) for the period ended October 31, 2023 are as follows: 20.89% (1 year), 4.48% (3 years), 7.73% (5 ), N/A (10 years), and 6.26% (since its inception on November 25, 2013). The corresponding Lipper Leader for Consistent Return ratings of the Fund for that same period are as follows: N/A (1 year), 5 (3 years), 5 (5 years) and N/A (10 years). The Lipper Leader for Consistent Return ratings of the fund for the period ended July 31, 2023 are as follows: N/A (1 year), 4 (3 years), 5 (5 years) and N/A (10 years). The Fund stands out from a total of 66 of its peers by receiving an award in the ‘International Equity fund’’ category for the 5-year period.

The returns posted by the Desjardins Floating Rate Income Fund (F-Class Units) for the period ended October 31, 2023 are as follows: 10.05% (1 year), 4.03% (3 years), 2.45% (5 years), N/A (10 years), 2.56% (since its inception on May 12, 2014). The corresponding Lipper Leader for Consistent Return ratings of the fund for that same period are as follows: N/A (1 year), 5 (3 years), 5 (5 years) and N/A (10 years). The Lipper Leader for Consistent Return ratings of the fund for the period ended July 31, 2023 are as follows: N/A (1 year), 5 (3 years), 4 (5 years) and N/A (10 years). The Fund stands out among 37 of its peers by receiving an award in the ‘Multi-Sector Fixed Income Fund’’ category for the 5-year period.

The returns posted by the Desjardins RI Emerging Markets Multifactor-Low CO₂ ETF for the period ended October 31, 2023 are as follows: 15.96% (1 year), 5.76% (3 years), N/A (5 years), N/A (10 years), and 1.6% (since its inception on March 7, 2019). The corresponding Lipper Leader for Consistent Return ratings of the ETF for that same period are as follows: N/A (1 year), 3 (3 years), N/A (5 years) and N/A (10 years). The Lipper Leader for Consistent Return ratings of the ETF for the period ended July 31, 2023 are as follows: N/A (1 year), 5% (3 years), N/A (5 years) and N/A (10 years). The ETF stands out from 12 of its peers by receiving an award in the ‘’Emerging Markets Equity ETF’’ category for the 3-year period.